Auto Loans

Shift gears, shift seasons and shift into spring with GPO's Auto Loan Special!

Take advantage of these low-rates and start your next journey on the open road!

• 2021-2025 Auto Loan Rates as low as 4.99% APR* up to 60 Months
• 2017-2020 Auto Loans rates as low as 5.49% APR** up to 60 Months

Apply Now

 

*APR = Annual Percentage Rate. Membership eligibility required. Credit restrictions apply and applications are subject to credit approval. Loan rates are determined by overall credit history and are subject to change without notice. Typical monthly payments for a 5 year new auto loan at 4.99% APR would be $18.87 per $1000 borrowed. See branch for full details.

*APR = Annual Percentage Rate. Membership eligibility required. Credit restrictions apply and applications are subject to credit approval. Loan rates are determined by overall credit history and are subject to change without notice. Typical monthly payments for a 5 year used auto loan at 5.49% APR would be $19.10 per $1000 borrowed. See branch for full details.

Get the right ride for you, at the right rate for your budget!

• Competitive financing on new or used vehicles
• A wide range of terms customized to your unique needs
• Pre-approval available for extra bargaining power at the dealership
• Refinance your current vehicle to potentially lower your rate
• Protect the value of your ride with our insurance options
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish

 

Enjoy a complimentary 90 day rate lock when you apply for a new auto loan with us!

All new auto loans, pre-approved applications and vehicle orders! No need to finance through the dealer, we've got you covered!

You won’t need to worry about interest rates while you wait because we’re giving members the opportunity to lock in their new auto loan rate today for 90 days! And if rates happen to drop within 90 days, we’ll give you the lower of the locked rate or the current rate.

Ordering or searching, you may lock in your rate by one of the following ways:

• Complete a new auto application online, over the phone or visit a branch.
• Fill out the form below, attach a copy of the proof of the order, and click submit.

Still looking for the perfect ride?

We can pre-approve you for your auto loan, and lock your rate today for 90 days for free with no obligation to borrow!

Apply Today

*Rate lock is valid on approved loan application. Members will need to complete an application for new auto models 2021-2025 to secure a rate. Your loan rate will be based upon the rates we offered when you locked or the current rate, whichever is lower.

GPO's lease-like option for 2020-2025 vehicles!

GPO's Payment Saver is a lease-like program where you OWN the vehicle with plenty of end-of-term options:

• Sell it at maturity or anytime during loan term.
• Trade it at maturity or anytime during loan term.
• Refinance remaining balance and keep the vehicle.
• Return the vehicle at maturity in lieu of final balloon payment.

New AND used vehicles (up to five years old) qualify for the Payment Saver program. With terms ranging from 24 to 72 months. Discover how Payment Saver makes sense for your auto financing needs.

Payment Saver

 

Looking for a new or used vehicle but don’t know where to start? Save time, money and stress when you search for your next vehicle online with GPO’s Auto Center!

• Search for new or used cars
• Compare vehicles by make, model and price
• Access CarFax reports
• Request a quote
• Get pre-approved online
• Get your trade-in value
• Research vehicle specifications

Use the tools below to discover your next ride and start the buying process once you're ready!

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