Low rates, no annual fee, and plenty of perks. Spending with a convenient Visa® credit card has never felt more rewarding.
Key Features
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Fixed, Competitive Rates
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Local Service
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Earn Rewards
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No Balance Transfer Fee
Fixed, Competitive Rates
Local Service
Earn Rewards
No Balance Transfer Fee
Fixed, competitive rates and boosted purchasing power online and offline.
- As low as 7.99% APR* with no annual fee!
- Shop everywhere Visa® is accepted
- Earn rewards points and cash back as you shop
- Handle and make payments 24/7
- EMV chip and contactless payments for greater security
- Quickly replace your card if lost or stolen
*APR = Annual Percentage Rate. Membership eligibility required. Credit restrictions apply. Rates are determined by overall credit history and are subject to change without notice. Minimum interest charge is $1.00. Foreign Transaction Fee (Finance Charge) is 1% of each transaction amount. See any GPO branch for full details.
ScoreCard Rewards™
GPO Visa Credit Card members can turn everyday purchases into scorecard reward points** to be used towards brand-name merchandise, travel and cash towards your favorite stores!
Cash Back |
| 5,000 Points | $25 Cash Back |
| 7,500 Points | $50 Cash Back |
| 10,000 Points | $75 Cash Back |
| 15,000 Points | $125 Cash Back |
Redeem your points for cash back deposits* directly into your GPO account!
Premium Payback |
New from ScoreCard Rewards, Premium Payback allows you to receive a credit in exchange for your available points when shopping at your favorite retailers. With Premium Payback, you can use your points at your favorite stores instead of cash!
Learn More About Premium Payback
*You may redeem up to 50,000 points per year for a maximum of $400 cash back. Members with delinquent loans may not redeem for cash back. See branch for other limitations.
Check out GPO's Visa Balance Transfer!
Switch those high-rate store credit cards to GPO's Visa Platinum by transferring your balances at an introductory rate as low as 3.99% APR** up to 12 months with no transfer fee!
**APR = Annual Percentage Rate. Membership eligibility required. Credit restrictions apply. Rates based on credit history. Limited-time offer. After the 12 month introductory rate, the transfer rate will revert to the normal card rate as low as 7.99% APR. Rates subject to change. See branch for full details.
*APR = Annual Percentage Rate. Membership eligibility required. Credit restrictions apply. Rates are determined by overall credit history and are subject to change without notice. Minimum interest charge is $1.00. Foreign Transaction Fee (Finance Charge) is 1% of each transaction amount. See any GPO branch for full details.
**APR = Annual Percentage Rate. Membership eligibility required. Credit restrictions apply. Rates based on credit history. Limited-time offer. After the 12 month introductory rate, the transfer rate will revert to the normal card rate as low as 7.99% APR. Rates subject to change. See branch for full details.